Credit Repair

 Interview - Rick Leo, President
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Collections are one of the most exceedingly derogatory entries that might be on a credit report. When a lender has surrendered attempting to resolve your record, they will "charge-off" your record and have it turned over to a third-party collection organization. When the record is in the hands of this organization, the FICO assessment effect might be extreme.

Diverse lenders and moneylenders have distinctive approaches, numerous credit card records are sent to a collection organization following 180 days of non-payment, others as ahead of schedule at 30 days. Both the original lender and the collection organization can post the record on your credit report for as "collection" status and they are not required to advise you that the record has been forwarded sent to a third- party for collection.

Within 30 days, your FICO assessment will drop by a considerable sum. The ensuing financial assessment drop from having a record in a "collection' status will straightforwardly affect your future money related arrangements, as it may make you be denied for Visas and advances, particularly if the collection continues to be late or stays unpaid or both.

These sorts of records are our claim to fame as we are profoundly accomplished in third-party collections.